by Michael Rapp | Jan 7, 2022 | Uncategorized
Identity theft is a costly crime, draining you both financially and emotionally. Victims feel exposed, embarrassed, and angry. Some never fully recover the money they lose, their credit score, or their reputation. If perpetrated by a stranger, it’s easier to...
by Michael Rapp | Nov 17, 2021 | Uncategorized
You just left your home for a shopping excursion, and 10 minutes later, another car slams into yours and the damage is extensive. The other driver appears to be at fault, so you file a claim with that person’s insurer, or through your own insurance company, which will...
by Michael Rapp | Oct 19, 2021 | Uncategorized
You just bought a new refrigerator that comes with a three-year warranty, and the icemaker breaks a couple of months after purchase. You expect the warranty to cover repairs or replacement, but you call the seller or warranty provider and get the runaround. What do...
by Michael Rapp | Sep 24, 2021 | Uncategorized
The majority of co-signed loan arrangements are a result of an act of kindness. However, if the family member or friend you agreed to help is delinquent on payments, your credit may be at risk. According to a co-signing survey from CreditCards.com, about 28% of...
by Michael Rapp | Aug 25, 2021 | Uncategorized
Medical debt is among the leading causes of financial adversity in the United States. According to the Journal of General Internal Medicine, as of 2019, about 137.1 million Americans have medical debt. Of these, approximately 62% report having health insurance....
