Do Creditors Have the Right to Harass?

Do Creditors Have the Right to Harass?

Consumer watchdog website NerdWallet commissioned a survey by The Harris Poll, released in January 2021, which showed that just one in seven Americans, or about 14%, report their financial situation improved during the pandemic. At the other end of the spectrum, three...
Avoiding Credit Card Delinquency

Avoiding Credit Card Delinquency

According to the Federal Reserve Bank of New York, credit card delinquencies during the pandemic have risen to nearly 10 percent. In Quarter 2 of 2020, the rate was 9.8 percent, inching toward the Great Recession record of 13.7 percent. People miss credit card...
Child Identity Theft is a Serious Issue

Child Identity Theft is a Serious Issue

In 2017, more than 1 million children were victims of identity theft, resulting in total losses in excess of $2.6 billion, including $540 million in out-of-pocket losses to families. You probably thought identity theft was only perpetrated on adults, right? Wrong....