You just bought a new refrigerator that comes with a three-year warranty, and the icemaker breaks a couple of months after purchase. You expect the warranty to cover repairs or replacement, but you call the seller or warranty provider and get the runaround. What do...

The majority of co-signed loan arrangements are a result of an act of kindness. However, if the family member or friend you agreed to help is delinquent on payments, your credit may be at risk. According to a co-signing survey from CreditCards.com, about 28% of...

Medical debt is among the leading causes of financial adversity in the United States. According to the Journal of General Internal Medicine, as of 2019, about 137.1 million Americans have medical debt. Of these, approximately 62% report having health insurance....

Through government-sponsored forbearance programs, 12% or more of U.S. homeowners were able to pause their mortgage payments during the pandemic. As of May 2021, 2.2 million of those homeowners still owed money from the pause, according to a survey by the New York...

According to statistics compiled by NerdWallet, some 42.9 million Americans owed $1.57 trillion in student loan debt to the U.S. Department of Education (ED) at the close of 2020. This accounts for about 92% of all student loan activity. The private sector has about...

According to an annual report on fraud from Nilson Report, an estimated $28.65 Billion was lost to payment card fraud worldwide, with the United States accounting for 33.6% of the global card fraud losses. Individuals who use ATMs, credit, or debit cards are likely to...

According to Forbes, as of 2020, nearly 45 million American adults were collectively burdened with about $1.6 trillion in student loan debts. Obtaining a degree in the United States requires a huge financial sacrifice. This is why several students have to take out...

You come home from work and you find a slew of voicemail messages, and the calls all have automated voices. Your iPhone may even warn you of “scam likely” on some of the calls. How do you stop these automated calls, also known as “robocalls?” Or can you? What if...

Consumer watchdog website NerdWallet commissioned a survey by The Harris Poll, released in January 2021, which showed that just one in seven Americans, or about 14%, report their financial situation improved during the pandemic. At the other end of the spectrum, three...

Economic disruptions caused by the global pandemic can result in individuals missing or being late on a credit card or other payment, so it's important to check your credit report frequently to see what’s going on. Under COVID-19 rules, the credit reporting agencies...