When restoring your credit, you must understand that multiple factors go into the makeup of your credit, such as payment history, credit utilization, credit history, and credit inquiries.

While identity theft can affect all of us at any time of the year, the FTC brings attention to tax season to ensure that people look at their financial records and credit before filing the most essential documents of the year. Tax Identity Theft Awareness Week occurs in the last week of January leading up to the first days of February to help people be aware and security conscious about the information they submit. This most recent awareness week fell from January 30th to February 3rd. However, if you want to start early this year, 2023/2024’s Awareness week will fall from January 29th to February 2nd.

The effects of identity theft can be life-altering for those who go through it. Housing and job opportunities can be lost, and credit scores can be drastically affected. Once you see the signs of identity theft, it is crucial to start the process of getting your identity back immediately.

Becoming a victim of any type of fraud, scam, or phishing scheme is never pleasant. If you have fallen prey to a scam involving unemployment benefits or other types of public assistance, you might feel angry and embarrassed. It is perfectly normal to experience these...

In today’s digital world, the internet has made it easier for people to have access to information, services, and platforms. While the internet offers numerous benefits, your personal information could fall into the wrong hands or be compromised. Unfortunately, a...

As technology continues to permeate our day-to-day lives, identity theft seems to be a growing phenomenon in the United States. That being said, identity theft happens to strike a nerve with the general public as many individuals find their personal lives destroyed as...

There are few feelings more invasive than when someone you don’t know has access to your personal information. Unfortunately, victims of identity theft often don’t know a crime has happened until it’s too late. That’s why it’s so important to be familiar with the...

Identity theft is a costly crime, draining you both financially and emotionally. Victims feel exposed, embarrassed, and angry. Some never fully recover the money they lose, their credit score, or their reputation. If perpetrated by a stranger, it’s easier to...

You just left your home for a shopping excursion, and 10 minutes later, another car slams into yours and the damage is extensive. The other driver appears to be at fault, so you file a claim with that person’s insurer, or through your own insurance company, which will...

You just bought a new refrigerator that comes with a three-year warranty, and the icemaker breaks a couple of months after purchase. You expect the warranty to cover repairs or replacement, but you call the seller or warranty provider and get the runaround. What do...