by Michael Rapp | Mar 23, 2021 | Uncategorized
You come home from work and you find a slew of voicemail messages, and the calls all have automated voices. Your iPhone may even warn you of “scam likely” on some of the calls. How do you stop these automated calls, also known as “robocalls?” Or can you? What if...
by Michael Rapp | Feb 8, 2021 | Uncategorized
Consumer watchdog website NerdWallet commissioned a survey by The Harris Poll, released in January 2021, which showed that just one in seven Americans, or about 14%, report their financial situation improved during the pandemic. At the other end of the spectrum, three...
by Michael Rapp | Jan 18, 2021 | Uncategorized
Economic disruptions caused by the global pandemic can result in individuals missing or being late on a credit card or other payment, so it’s important to check your credit report frequently to see what’s going on. Under COVID-19 rules, the credit reporting...
by Michael Rapp | Dec 17, 2020 | Uncategorized
According to the Federal Reserve Bank of New York, credit card delinquencies during the pandemic have risen to nearly 10 percent. In Quarter 2 of 2020, the rate was 9.8 percent, inching toward the Great Recession record of 13.7 percent. People miss credit card...
by Michael Rapp | Dec 4, 2020 | Uncategorized
In 2017, more than 1 million children were victims of identity theft, resulting in total losses in excess of $2.6 billion, including $540 million in out-of-pocket losses to families. You probably thought identity theft was only perpetrated on adults, right? Wrong....
by Michael Rapp | Sep 15, 2020 | Uncategorized
More than 5,400 vehicles are repossessed every day. While a lender has the legal right to repossess a vehicle when the owner fails to make timely payments, no one has the right to damage other property in the process. When that happens, you need to find an attorney to...
