from past bankruptcies
If you received a bankruptcy discharge, have you checked your credit reports to make sure you received the entire benefit of your fresh start? After all, if the credit bureaus are still reporting that you owe the debt to your future prospective creditors, what was the point of filing bankruptcy? It’s time to check.
There are three main credit reporting agencies:
Federal law guarantees you are entitled to a copy of each once a year. By checking these reports, you can find discrepancies that may be holding you back.
Set your credit report straight
It’s up to the creditors to report discharged debt. Having bankruptcy debt zeroed out on your credit report depends on the creditors reporting it to the credit bureaus. If they haven’t, you need to speak with an attorney about options to make this happen. Our attorneys can help you get the attention of creditors who have disregarded your right to have your debt erased from the credit bureaus.
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